Motorcycle Insurance SCAM | MONOPOLY - Has to STOP!

Motorcycle Riding IS Expensive: Here's Why!

Insurance MONOPOLY.

v 2025 has been a rough year for the motorcycle industry. But why? It has been said that bikes are too pricey. That dealers charge too much. Used bikes are now out of reach and not great buys.

A LOT HAS BEEN SAID.

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But what has NOT been said is the cost to use those motorcycles and particularly in Ontario Canada. Ontario has the absolute highest insurance fees in North America without exception. What it costs riders in other places for a year, for some riders this is the cost for one month.

In some cases for some motorcycles, the insurance company won't even insure those motorcycles.

This is the reason young motorcycle riders that have passed their motorcycle tests are forced to ride without insurance. This is really bad. But with the costs that could be $8,000 per year, what choice do they have? They have a right to ride a motorcycle in Canada.

The ALTERNATIVE for not having insurance is that if you get caught its a min. $5000 to $20,000 fine. So now you have a rebel group of riders that have no choice but to outrun police because no insurance and no money to pay for the crazy insurance fees.

BUT THE PROBLEM, is the way it is setup... for failure! Or to say, sorry but you can not ride that bike, you are too young, despite passing any tests. -- ON THE OTHER HAND... "INSURANCE COMPANIES" are running a mob-like system where they can charge whatever they want with no accountability. NONE!

Additionally, in Canada you have to buy motorcycle insurance for a entire year only. Also if you have several bikes you need to insurance each and every one at full rate. There is NO STORAGE rate or simply Fire & Theft... NO, just full coverage and thats it!

ONTARIO INSURANCE: No other place in the world has this kind of MONOPOLY on insurance!

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Look at this example:

You lose your job and now have a problem paying the mortgage or rent. So you TRY to cancel your motorcycle insurance. But they want the rest of the one year term paid in full. Or they have a one or two month penalty for cancellation. This a a problem with no income. But now you think could I just get fire and theft in case it is stolen? No, because there is no reduced rate for putting your bike in storage. So now maybe you have to sell your motorcycle? OK, so now you have your motorcycle in your garage without insurance. And now to add insult to injury, the Dept of Transport sends you a letter saying you have to get insurance or take the plate off and when you do that you will need to get another "safety inspection" on the bike. And they are not easy.

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SAFETY INSPECTIONS

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So for Ontario, its not that motorcycles are expensive and that is why there is a decline on gas engine motorcycles, its because of the UNCHECKED INSURANCE MONOPOLY.

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Are you starting to see more electric bikes? As long as they have peddles, license plates are not required and insurance is not needed. And creative riders are modify the electric output. While not a great example this only shows the irony of riding two wheeled bikes in Ontario.

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RIDING WITHOUT INSURANCE.

Yes it is costly as we have pointed out, but did you know this. It used to be that only OPP could scan you plates from their vehicle and get your driving record and whether you have insurance. NOW all GTA police can do this and its that simple to get caught. An unmarked car behind you with a scanner telling the officer your record and if you have insurance. This is new, and it changes everything.

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POLICE POWER:

In Ontario, when police conduct a vehicle check, they can access certain information about the vehicle and driver. They can verify the vehicle's registration, insurance status, and whether it's been involved in any infractions. They can also check the driver's license and potentially other details related to the driver, like their driving record.

Here's a more detailed breakdown: Information Police Can Access: Vehicle Information: This includes the vehicle's registration, including the registered owner and any associated information. Insurance Status: Police can verify if the vehicle has valid insurance coverage. Driver's License: They can check if the driver has a valid license and if there are any restrictions or endorsements. Driving Record: In some cases, they may be able to access information about the driver's history, like previous traffic violations. Potential Criminal Activity: If there are reasonable grounds to suspect criminal activity, police may have additional authority to search the vehicle, but this is subject to legal restrictions.

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SUMMARY:

1. You can not ride without insurance. You will get caught and the fine is over the top outrageous. Outrunning is more expensive, more dangerous and more unlikely for success.

2. Ontario insurance companies have a MOB LIKE MONOPOLY on insurance rates. We have to fight this by sending letters to Doug Ford and our MP's

3. If you can't afford outrageous insurance rates, ride an electric bike with peddles. No license. No insurance required. Some ebikes and even scooters can go up to 80kph.

4. FREEDOM at this stage of the game in the Insurance Monopoly has dried up, but the hope is that more people will write letters and make calls to our Premier, MPs and Mayors to make the change we need.

5. You would think that forward planners would think that durring the travelling months of summer, rather than having more cars on the road, maybe the motorcycle alternative might be helpful. A point of moving forward. but this is not happening. Why? Is the insurance MONOPOLY that powerful that they have that much power over elected officials. OR is it elected officials don't ride motorcycles so they do not know. We have to let them know.

#motorcycles #motorcycle #MotorcycleInsurance #insurance #InsuranceMatters #insurancebroker hardrider.net blog.hardrider.net

IT’S OVER! New Updates of Motorcycle Market CRASH of JULY 2025

Motorcycle Sales Collapse in North America – July 2025

In July 2025, the North American motorcycle industry faced one of its most dramatic downturns in decades, marking a pivotal moment of crisis for manufacturers, dealers, and enthusiasts alike. Despite aggressive sales tactics—zero-down financing, deep discounts, and flashy promotions—dealerships across the United States and Canada reported record-low foot traffic and stagnant inventory. Tens of thousands of brand-new motorcycles, from iconic brands like Harley-Davidson, Honda, Indian, Yamaha, Ducati, and BMW, sat untouched in showrooms, some for nearly a year.

The root of the collapse lies in a perfect storm of economic and demographic shifts. Motorcycle prices have surged over 40% since 2020, with entry-level models now starting near $10,000 and touring bikes exceeding $30,000. Financing has become prohibitively expensive, with interest rates at 15-year highs. Monthly payments, once manageable, now often top $700 when insurance and maintenance are included. Unsurprisingly, loan defaults have spiked, leading to a flood of repossessed bikes that further depress the used market.

But the crisis isn’t just financial. The aging baby boomer generation—long the backbone of motorcycle culture—is riding less, while younger generations show little interest in adopting motorcycles as a lifestyle. Urban living, high insurance premiums, and licensing hurdles have made motorcycles feel more like a luxury than a necessity. Manufacturers have responded with drastic measures: Harley-Davidson halted two production lines, Indian suspended dealer allocations, and Honda slashed U.S. shipments. Even electric motorcycle startups like Zero Motorcycles have trimmed their workforce.

The fallout has been brutal. Since January, nearly 120 dealerships have shuttered across North America, many permanently. The industry is now undergoing what insiders call a “once-in-a-generation correction,” forcing a fundamental reassessment of production volumes, pricing strategies, and consumer engagement.

It’s a sobering moment for an industry that once symbolized freedom and rebellion. Now, it’s fighting for survival. HardRider MotoWerks™ hardrider.net

ProBoost Turbo Systems: 30 Years Development | Reliable

ProBoost Turbo Systems: 30 Years Development | Reliable

With over 30 years of engineering excellence, ProBoost Turbo Systems have earned global recognition for their reliability, affordability, and performance. Designed and manufactured in Finland, ProBoost kits are distributed across North America by HardRider MotoWerks™, headquartered in Mississauga, Ontario and Lewiston, New York.

🔍 What Sets ProBoost Apart?

✅ Street & Race Kits: Tailored for everyday riders or competitive racing.
✅ TD05H-16G Turbocharger: Proven design with up to 350 rwhp potential.
✅ Plug-and-Play Installation: Kits include everything from manifolds to fuel controllers.
✅ Engine-Safe Design: Retains original oil cooler and radiator for optimal cooling.
✅ Affordable Pricing: Starting around $3200 USD—among the lowest in the market.
✅ Global Reach: Used by riders in Europe, North America, and beyond.
🛠️ Supported Models

ProBoost offers bolt-on kits for:
Suzuki Hayabusa (Gen1 & Gen2)
Suzuki Bandit 1200
Suzuki GSX-R 1100
Suzuki GSX 1400
Suzuki B-King
GSX 1100/1150 (1980s models

Each kit is engineered for maximum compatibility and performance, with optional upgrades for fuel systems, ECU tuning, and boost control.

🧪 Technical Highlights

Kit Type Boost Pressure Horsepower Range Key Features Street Kit 0.7 Bar (10 psi) 240–300 rwhp Internal wastegate, slip-on exhaust pipe Race Kit 1.2 Bar (17 psi) 350–450 rwhp External wastegate, blow-off valve ProBoost kits are compatible with stock engines at lower boost levels, and can be paired with forged internals for high-boost racing applications. Their modular design allows riders to build their own systems or choose from complete kits. 🌍 Distributed by HardRider MotoWerks™

HardRider MotoWerks™ is the exclusive North American distributor for ProBoost Turbo Systems. They offer:
📦 Complete kits and accessories
📞 Toll-free support and installation guidance
🧰 Custom builds and tuning services
🌐 Worldwide shipping

Visit HardRider MotoWerks™ for product details, pricing, and expert support.

🏆 Conclusion

Turbocharging is no longer reserved for elite racers or exotic builds. With companies like ProBoost Turbo Systems, riders around the world can unlock serious horsepower without breaking the bank. Whether you're chasing adrenaline on the track or just want to dominate your local roads, ProBoost delivers the performance, reliability, and affordability that modern riders demand.

Ready to boost your ride? The road to turbocharged glory starts with ProBoost—and HardRider MotoWerks™ is your gateway to the ultimate upgrade.

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HardRider News Media | HardRider Blog | HardRider Magazine

Motorcycle Industry Changes for 2025 | HardRider Blog | HardRider Magazine

The motorcycle industry in 2025 is a paradox of innovation and contraction, where cutting-edge technology and customization culture coexist amid economic headwinds. While global motorcycle sales are projected to reach 63.65 million units this year, the industry is grappling with a severe downturn in key markets like the United States and Europe2. Yet, within this turbulence, a vibrant subculture of performance and custom motorcycle builders is thriving — fueled by riders who increasingly favor used bikes and aftermarket personalization over the steep price tags of new models.

The State of the Motorcycle Industry in 2025
The global motorcycle market is valued at $158.1 billion USD in 2025, with expectations to grow to $179.45 billion by 2030. Asia remains the dominant force, with India alone generating over $36.78 billion in revenue this year. Latin America is the fastest-growing region, with countries like Brazil, Argentina, and Colombia reporting double-digit growth3. Meanwhile, North America and Europe are facing steep declines due to rising interest rates, inflation, and shifting consumer priorities.

In the U.S., over 60,000 unsold motorcycles have sat in dealerships for nearly a year. Entry-level models now start near $10,000, and touring bikes often exceed $30,000, pricing out many riders. Financing costs have surged, and default rates are climbing, leading to a flood of repossessed bikes in the used market. This economic pressure has reshaped buying behavior, pushing riders toward used motorcycles and customization as a more affordable and expressive alternative.

What Riders Are Buying and Riding
Despite the broader market slump, certain models are defying the odds. Riders are gravitating toward value-packed, performance-oriented bikes that deliver excitement without breaking the bank. High-demand models in 2025 include:

Kawasaki Z650 – Over 20,000 units sold in five months; praised for its $6,100 price and 67-hp engine
Honda Rebel 1100T – A 48% sales increase, especially among touring riders and women
Suzuki V-Strom 800DE – Popular among adventure riders for its off-road capability
Indian Scout Rogue – Customization-friendly and powered by a new 1250cc engine
Harley-Davidson Nightster – Attracting younger riders with modern performance and styling
These bikes reflect a shift in rider priorities: performance, affordability, and customization potential. Riders are no longer chasing prestige — they’re chasing value and individuality

The Rise of the Performance Custom Market
The custom motorcycle market is booming, with a projected value of $7.2 billion by 2033, growing at a 6.5% CAGR6. This segment includes everything from café racers and bobbers to full-blown performance builds. Riders are increasingly buying used motorcycles — often priced under $3,000 — and investing in aftermarket upgrades like suspension kits, exhaust systems, and engine tuning.

The motorcycle modification market, which includes both cosmetic and performance enhancements, is valued at $1.79 billion in 2025, with expectations to reach $3.49 billion by 2033. This growth is driven by:

Rising costs of new motorcycles
A desire for personalization and uniqueness
Expanding availability of aftermarket parts
Cultural influences from social media and custom bike shows
Custom builders like Roland Sands Design, Revival Cycles, and Ironwood Motorcycles are leading the charge, offering bespoke builds and kits that cater to riders who want more than what the factory offers.

New vs. Used: A Market in Transition
The divide between new and used motorcycle buyers is widening. While manufacturers push high-tech, high-cost models, many riders are opting for used bikes that offer financial freedom and emotional flexibility. A 2008 Triumph Sprint ST, for example, can be purchased for under $2,500, compared to $14,000+ for a new touring bike — and still delivers comparable performance and touring capability.

Used bikes also allow riders to ride without fear — of scratches, depreciation, or finance company penalties. This freedom is fueling a renaissance in DIY customization and grassroots performance builds.

Conclusion: A Market Redefined by Riders
In 2025, the motorcycle industry is no longer defined by manufacturers — it’s defined by riders. While OEMs struggle with unsold inventory and declining margins, the performance custom market is thriving, driven by creativity, community, and cost-consciousness. Riders are rejecting the premium price of new motorcycles in favor of used machines they can make their own.

This shift isn’t just a trend — it’s a transformation. And it’s reshaping the future of motorcycling from the ground up.

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HardRider News Media | HardRider Blog | HardRider Magazine

The Harley Dyna Hiway Wobble

How to fix the Dyna Death Wobble!

If you own a Dyna, or know someone who does, it's pretty likely that you've heard of the infamous, "Dyna Death Wobble". This can be scary for riders, new and experienced alike. In this blog, we'll go over what it is, how it's caused, and what you can do to fix it!

What is the Dyna death wobble?

There are a few names for this daunting occurrence, such as, death wobble or speed wobbles. Essentially, this is when there is a rapid oscillation of the front end or rear end of the motorcycle.

Why does the Dyna experience this worse than other models?

This is due to the swingarm mount design on the Dyna's. The Swing arm uses a pivot shaft through the transmission case only and has no support through the frame. This causes excessive movement of the entire driveline and pivoting of the swingarm. The driveline/engine and swingarm are all connected and essentially floating on two rubber mounts. This puts a lot of strain on the rubber mounts.

How can you stabilize your driveline?

In our opinion the best way to help stabilize your driveline and help reduce the chance of wobbling is by using a Sputhe Chassis Stabilizer Kit! This bolt on kit includes linkages that attach the engine mounts to the frame. These linkages will eliminate side to side movement however still allow for up and down movement so the engine mounts can still dampen vibration. You will also now be able to adjust the driveline alignment horizontally with the included front linkage. This kit will also help increase the engine mounts lifespan as they are no longer fighting the side to side or twisting action of the swingarm. Check out the product's page for more details.

Other factors that can cause wobbling

On the simpler side, you'd be surprised but something little as a pre-trip inspection can prevent these speed wobbles! The key things to look during your pre-trip inspection for are the tread and PSI on your tires. Your tires are what connect you and your bike to the road, so it's safe to say they're pretty important.

Tire tread and condition: If you find that your tires have poor tread or are starting to wear unevenly, this can lead to an inferior riding experience and leave you more prone to a front end wobble. Tire pressure: Your tire pressure is just as important! A good practice is to monitor your tire pressure and see that it's at the manufacturer recommended specification. Not only will this help with the longevity of your tires, but with the quality of your ride as well. If your tires are off by as little as 10 PSI, you'd be surprised just how differently it rides that if it were at spec.

Tire age: This will also play a big role in handling and over all ride quality. Old tires will become hard and more slippery. The harder rubber can increase ride vibration and decrease tire grip. A general rule of thumb for the motorcycle industry is to replace tires older than 5 years. The 4 digit date code is found circled on the side wall of your tire. The format is weeks then years (2823 for example would be 28th week of 2023). A new set of tires can drastically improve the overall ride quality of a bike.

One the more technical side, two other culprits are driveline alignment and steering head bearing adjustment. These are often forgotten about or not often performed as they are more laborsome however these play a huge role in stability.

Driveline alignment: Ensuring your driveline is aligned will help your motorcycle track straight down the road. Most Harley models have one or two adjustable engine mount linkages. One on the front of the engine and one at the top of the engine. Note Dynas only have a top mounted linkage. These can be adjusted to vertically and horizontally move the driveline. Being that the driveline is connected to the swingarm, this allows the rear wheel to be aligned to the front wheel. There are many ways to check alignment however most require special tools. If you'd prefer to have professional check and adjust your driveline, please reach out to our service department. Steering head bearings: Proper bearing maintenance and adjustment is crucial as it can cause two different wobbles if incorrect or neglected. If the bearings are too tight, the bike will not be able to absorb a wobble and will transfer it rearward. Tight bearings can be caused simply by over torqueing the steering stem or a lack a lubrication due to age or road grime. If the bearings are too loose, the motorcycle will not be able to recover from a wobble and will progressively become worse in the front end. Loose bearings are typically caused by excessive wear. Performing a "fall away" test also requires some special tools as well as a motorcycle jack. Our service department can also help you with this.

End of the road

While there are a few more areas to check for handling issues (suspension, wind shield/fairing, wheel sizes, etc) we discussed the bigger culprits in this article. We hope this helps and has shine some light on any issues you may be experiencing.

HardRider Motorcycle Performance Products | hardrider.net

ProBoost Turbo Kits from $2900 - Best Deal Anywhere

The Best Deal in Turbo Kits anywhere. Complete turbo kits with over 25 years of experience and hundreds of thousands of miles. ProBoost turbo kits use the stock oil cooler and radiator, making it the best Street Turbo kit on the market. It' doesn't overheat in street use. This kit is an easy bolt on. Use with side down pipes or full exhaust setup.

HardRider also has Supercharger kits covering Harley-Davidson, Suzuki, Kawasaki, Honda, Yamaha and more.

Or for for proven easy to use with full control nitrous kits that start at $490 and fit anything with an engine.

https://hardrider.net

Visit us soon...

HardRider Spring ProBoost Turbo Sale

The Best Deal in Turbo Chargers for Motorcycles Anywhere. Complete turbo kits from $2900 with over 25 years of experience and hundreds of thousands of miles on them. Why pay more?

Proboost turbo kits use the stock oil cooler and rad kit making it better for street and road riding, so the bike does not overheat.

Contact HardRider now. We have stock of nitrous, turbo and superchargers...but hurry and get yours now.

For Suzuki, Kawasaki, Harley Davidson, Honda, Yamaha motorcycles and auto.

Talk to us we have a performance product for every vehicle!

RESPECT - The Big Word - The Important Word - Not to be Forgotten

No matter the bike, the rider, how you look, how old you are... there should be no judgement on fellow riders. If you ride 125cc dirt bikes, or the girl that just bought her first bike, even a new electric... we are all riders. That does not mean that we are the same, kuddos and respect go to wear they are deserved. And while some of us are on mud f*cukers, or crotch rockets by choice and if we understand anything about history or iconic legend in North America... we give due respect to Harley Davidson and its riders. Plain and simple. #motorcycle #motorcycles #harleydavidson #harleydavidsonmotorcycles #harley #harleylife #hardrider #hardridermotorcycle hardrider.net